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"

Honolulu (/?h?n?'lu?lu?/ or /?ho?n?'lu?lu?/; Hawaiian pronunciation: [hono'lulu]) is the state capital and the most populous city in the U.S. state of Hawaii.[a] It is the county seat of the City and County of Honolulu. Hawaii is a major tourist destination and Honolulu, situated on the island of Oahu, is the main gateway to Hawaii and a major gateway into the United States. The city is also a major hub for international business, military defense, as well as famously being host to a diverse variety of east-west and Pacific culture, cuisine, and traditions.Honolulu is both the westernmost and the southernmost major American city. For statistical purposes, the U.S. Census Bureau recognizes the approximate area commonly referred to as ""City of Honolulu"" (not to be confused with the ""City and County"") as a census county division (CCD). Honolulu is a major financial center of the islands and of the Pacific Ocean. The population of Honolulu CCD was 390,738 at the 2010 census, while the population of the consolidated city and county was 953,207.Honolulu means ""sheltered harbor"" or ""calm port."" The old name is said to be Kou, a district roughly encompassing the area from Nuuanu Avenue to Alakea Street and from Hotel Street to Queen Street which is the heart of the present downtown district. The city has been the capital of the Hawaiian Islands since 1845 and gained historical recognition following the attack on Pearl Harbor by Japan near the city on December 7, 1941.The largest city and airport in the Hawaiian Islands, Honolulu acts as a natural gateway to the islands' large tourism industry, which brings millions of visitors and contributes $10 billion annually to the local economy. Honolulu's location in the Pacific also makes it a large business and trading hub, particularly between the East and the West. Other important aspects of the city's economy include military defense, research and development, and manufacturing.

 

Pearl City is a census-designated place (CDP) located in the ?Ewa District and City & County of Honolulu on the Island of O?ahu. As of the 2010 Census, the CDP had a total population of 47,698. Pearl City is located along the north shore of Pearl Harbor. ?Aiea borders Pearl City to the east, while Waipahu borders the west. The U.S. postal code for Pearl City is 96782.

 

Hilo (/'hi?lo?/) is the largest census-designated place (CDP) and the largest settlement in Hawaii County, Hawaii, which encompasses the Island of Hawai?i. The population was 40,759 at the 2000 census. The population increased by 6.1% to 43,263 at the 2010 census.Hilo is the county seat of the County of Hawai?i and is located in the District of South Hilo. The town overlooks Hilo Bay, situated upon two shield volcanoes; Mauna Loa, an active volcano, and Mauna Kea, a dormant volcano and the site of some of the world's most important ground-based astronomical observatories. The majority of human settlement in Hilo stretches from Hilo Bay to Waiakea-Uka, on the flanks of Mauna Loa.Hilo is home to the University of Hawai?i at Hilo, ?Imiloa Astronomy Center of Hawai?i, as well as the Merrie Monarch Festival, a week-long celebration of ancient and modern hula which takes place annually after Easter. Hilo is also home to the Nut Corporation, one of the world's leading producers of macadamia nuts. It is served by Hilo International Airport, located inside the CDP.

 

Kailua /ka?'lu??/ is a census-designated place (CDP) in Honolulu County, Hawaii, United States. It lies in the Ko?olaupoko District of O?ahu on the windward coast at Kailua Bay. It is in the judicial district and the ahupua'a named Ko'olaupoko. It is 12 miles (19 km) northeast of Honolulu � over Nu�uanu Pali. The population was 38,635 at the 2010 census.In the Hawaiian language Kailua means ""two seas"" or ""two currents"", a contraction of the words kai (meaning ""sea"" or ""sea water"") and ?elua (meaning ""two""); it is so named because of the two lagoons in the district or the two currents which run through Kailua Bay.Kailua is primarily a residential community, with a centralized commercial district along Kailua Road. It has a compact, easy-to-shop business district surrounded by mostly single-family homes. By 1992, 50,000 residents encompassed a central urban core with surrounding residential areas.Places of note in Kailua include Kailua Beach Park, Lanikai Beach, Kawai Nui Marsh, Maunawili Falls, and Marine Corps Base Hawaii.

 

Waipahu is a former sugar plantation town and now census-designated place (CDP) located in the ?Ewa District on the island of O?ahu in the City & County of Honolulu, Hawai?i, United States. As of the 2010 Census, the CDP population was 38,216. The U.S. postal code for Waipahu is 96797.

 

Kane?ohe is a census-designated place (CDP) included in the City and County of Honolulu and located in Hawai?i state District of Ko?olaupoko on the island of O?ahu. In the Hawaiian language, kane ?ohe means ""bamboo man"". According to an ancient Hawaiian story a local woman compared her husband's cruelty to the sharp edge of cutting bamboo; thus the place was named Kane?ohe or ""Bamboo man"". The population was 34,597 at the 2010 census. Kane?ohe is the largest of several communities along Kane?ohe Bay and one of the two largest residential communities on the windward side of O?ahu (the other is Kailua). The commercial center of the town is spread mostly along Kamehameha Highway.From ancient times, Kane?ohe was important as an agricultural area, owing to an abundance of rainfall. Today, Kane?ohe is mostly a residential community, with very little agriculture in evidence. The only commercial crop of any consequence in the area is banana.Features of note are Ho?omaluhia Botanical Garden and the new Hawai?i National Veterans Cemetery. Access to Kane?ohe Bay is mainly from the public pier and boat ramp located at nearby He?eia Kea. Access to Coconut Island (restricted) is from the state pier off Lilipuna Road. Marine Corps Base Hawaii lies across the south end of Kane?ohe Bay from the central part of Kane?ohe, although the town stretches along Kane?ohe Bay Drive to the base perimeter.The ZIP code for Kaneohe is 96744.There are three golf courses in Kane?ohe: Pali Golf Course (public), Ko?olau Golf Club (privately owned but open to the public), and Bayview Golf Park (privately owned but open to the public).

 

Mililani is a city located near the center of the island of O?ahu in Honolulu County, Hawaii, United States. It consists of two census-designated places, Mililani Town, with a population of 27,629 at the 2010 census, and Mililani Mauka, with a 2010 census population of 21,039.

 

Kahului is a census-designated place (CDP) in Maui County, on the island of Maui, in the U.S. state of Hawaii. Kahului hosts Maui's main airport (Kahului Airport), deep-draft harbor, light industrial areas, and commercial shopping centers. The population was 26,337 at the 2010 census.Kahului is the retail center for Maui residents and there are several malls and major stores (including department stores in the Queen Kaahumanu Center); other significant groupings of stores are in Lahaina such as the Lahaina Cannery Mall, the Happy Valley area of Wailuku, Maui Market Place and Maui Mall, which are both also located in Kahului, and The Shops at Wailea in Wailea.Kahului is not generally considered a tourist destination but does feature the Alexander and Baldwin Sugar Museum, Kanaha Pond State Wildlife Sanctuary, Kanaha Beach County Park, and the Maui Arts and Cultural Center.Kahului is served by Kahului Airport, located outside of the CDP.

 

Kihei is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 20,881 at the 2010 census.

 

Wahiawa (Hawaiian: Wahiawa) is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu. It is located in the Wahiawa District, on the plateau or ""central valley"" between the two volcanic mountains that comprise the island. In Hawaiian, wahi a wa means ""place of noise"", perhaps a reference to the fact that once upon a time, heavy surf on the distant coast could be heard here. The population was 17,821 at the 2010 census.Lakes and reservoirs are rare in Hawaii, and Wahiawa is at once unique in being surrounded on three sides by Lake Wilson (also known as Wahiawa Reservoir or Kaukonahua). The town must be accessed by either of two bridges on Kamehameha Highway (State Rte. 80) across the narrow north and south arms of the reservoir. Outside of the reservoir, the town used to be surrounded by military bases and agricultural fields, but development is making its way up from the increasingly urbanized southern portion of the central plain. Still, there are significant U.S. Army facilities here, including Schofield Barracks, Wheeler Army Airfield, and East Range, an Army training area extending into the hills south and east of town. Schofield Barracks alone is larger than Wahiawa. Wahiawa is also the home of the U.S. Navy's Naval Computer and Telecommunications Area Master Station Pacific.The U.S. postal codes for Wahiawa are 96786 and 96857.

 

Schofield Barracks is a United States Army installation and census-designated place (CDP) located in the City and County of Honolulu and in the Wahiawa District of the American island of O?ahu, Hawai?i. Schofield Barracks lies adjacent to the town of Wahiawa, separated from most of it by Lake Wilson (also known as Wahiawa Reservoir). Schofield Barracks is named after Lieutenant General John McAllister Schofield, Commanding General United States Army August 1888 to September 1895. He had been sent to Hawai?i in 1872 and had recommended the establishment of a naval base at Pearl Harbor.Schofield Barracks has an area of 17,725 acres (72 km2) on Central O?ahu. The post was established in 1908 to provide mobile defense of Pearl Harbor and the entire island. It has been the home of the 25th Infantry Division, known as the Tropic Lightning Division, since 1941 as well as the Command Headquarters for United States Army Hawaii (USARHAW). Schofield Barracks is also home to the 8th Theater Sustainment Command. The population was 16,370 at the 2010 census.

 

Wailuku is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 15,313 at the 2010 census. It is the county seat of Maui County.Wailuku is located just west of Kahului, at the mouth of the ?Iao Valley. In the early 20th century Wailuku was the main tourist destination on Maui, though it has since been eclipsed with the rise of the resort towns such as Ka?anapali, so much that there are no hotels to speak of in Wailuku.Historic sites in the town include Ka?ahumanu Church (named after one of Hawai?i's great monarchs, Queen Ka?ahumanu) which dates to 1876, the Wailuku Civic Center Historic District, the site of the Chee Kung Tong Society Building, and the Bailey House, a 19th-century former seminary and home that houses a history museum and the Maui Historical Society.There are two ancient temples near Wailuku, called heiau � the Haleki?i Heiau and the Pihanakalani Heiau. Both date back hundreds of years and were used for religious purposes by the native Hawaiians.[citation needed]Wailuku is served by Kahului Airport.

 

Kapolei is a master-planned city in Honolulu County, Hawaii, United States, on the island of Oahu. It is colloquially known as the ""second city"" of Oahu, in relation to Honolulu.The community takes its name from a volcanic cone, Pu?u o Kapolei. In the Hawaiian language, pu?u means ""hill"" and Kapo lei means ""beloved Kapo"". According to legend, Kapo was sister to Pele.Much of the land is part of the estate of industrialist James Campbell. Kapolei's major developer is Company. Kapolei sits primarily upon former sugarcane and pineapple fields.

 

?Ewa Beach (/?v?/) or simply ?Ewa is a census-designated place (CDP) located in ?Ewa District and the City & County of Honolulu along the leeward coast of O?ahu in Hawai?i. As of the 2010 Census, the CDP had a total population of 14,955.The word ?ewa means ""crooked"" or ""ill-fitting"" in Hawaiian. The name comes from the myth that the gods Kane and Kanaloa threw a stone to determine the boundaries, but it was lost and later found at Pili o Kahe.Along much of the South Shore of O?ahu, ?Ewa is a reference to the direction of ?Ewa Beach, roughly westwards along the shore. Related terms are mauka (towards the mountains, roughly northwards), makai (towards the ocean, roughly South), and Diamond Head or Koko Head, roughly eastwards along the shore.The U.S. postal code for ?Ewa Beach is 96706 .

 

Halawa is a census-designated place (CDP) in the �Ewa District of Honolulu County, Hawaii, United States. Halawa Stream branches into two valleys: North and South Halawa; North Halawa is the larger stream and fluvial feature. Their confluence is within the H-3/H-201 highways exchange. Most of Halawa Valley is undeveloped. As of the 2010 Census, the CDP had a population of 14,014.

 

Waimalu is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 13,730 at the 2010 census.

 

Not to be confused with Waikanae, in New ZealandWai?anae is a census-designated place (CDP) in Honolulu County, Hawaii, United States. As of the 2010 Census, the CDP population was 13,177.

 

Nanakuli is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. In Hawaiian, nana kuli means literally ""look at knee"". The population was 12,666 at the 2010 census.

 

Kailua is a census-designated place (CDP) in Hawai?i County, Hawaii, United States, in the North Kona District of the Island of Hawai?i. The population was 11,975 at the 2010 census. It is the center of commerce and of the tourist industry on West Hawai?i. Its post office is designated Kailua-Kona to differentiate it from the larger Kailua located on windward O?ahu, and it is sometimes referred to as Kona in everyday speech. The city is served by Kona International Airport, located just to the north in the adjacent Kalaoa CDP. Kailua-Kona was the closest major settlement to the epicenter of the 2006 Hawai?i Earthquake.Kailua-Kona saw a economic downturn during the 2008 national financial crisis but in the early 2010's saw seen significant growth and economic development. Tourism also saw a downturn in the late 2000's but has since seen some resurgence. University of Hawaii has plans for it's Hawaii Community College Palamanui Campus.[13] Since the early 2000's the Kona side has seen significant amounts of vog from Pu?u ?O?o and Kilauea via wind patterns up the South Kona Coast around Mauna Loa and Mauna Kea.[14] Visitor industry statistics show the vog has little effect on tourism traffic to the Kona area.[15]

 

Lahaina is the largest census-designated place (CDP) in West Maui, Maui County, Hawaii, United States, and the gateway to the famous Kaanapali and Kapalua beach resorts north of the community. As of the 2010 census, the CDP had a resident population of 11,704. Lahaina encompasses the coast along Hawaii Route 30 from a tunnel at the south end, through Olawalu up to the CDP of Napili-Honokowai to the north. During the heavy tourist seasons, the population can swell to nearly 40,000 people.Until permanently moving to Honolulu, Lahaina was the capital of the Kingdom of Hawaii. In the 19th century, Lahaina was the center of the global whaling industry with many sailing ships anchored in at its waterfront; today a score of pleasure craft make their home there. Lahaina's Front Street has been ranked one of the ""Top Ten Greatest Streets"" by the American Planning Association.Lahaina's popularity as a tropical getaway has caused its real estate to be some of the most expensive in Hawaii; many luxury homes and condos are sold for more than $2 million there.

 

Waipi?o is a census-designated place (CDP) located in the Ewa District of the island of O?ahu in the City & County of Honolulu, Hawaii, United States. In Hawaiian, wai pi?o means ""curved water"". As of the 2010 census, the CDP had a population of 11,674.The U.S. postal code for Waipi?o is 96797.

 

Kapa?a (Kaua?i dialect: Tapa?a) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 10,699 at the 2010 census.The town has a large concentration of hotels, shopping centers, and tourist-oriented shops and restaurants.

 

Kalaoa is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 9,644 as of the 2010 Census, up from 6,794 residents at the 2000 census.Mokulele Airlines, a small inter-island commuter airline, is headquartered in the CDP, on the grounds of Keahole at Kona Int'l Airport.[4]

 

Pacific WarAttack on Pearl HarborEvents Winter White House Garrison information Pastcommanders Col Brian P. Annicharico Garrison 3rd Marine RegimentMarine Aircraft Group 24Combat Logistics Battalion 33rd Radio BattalionCommander, Patrol and Reconnaissance Wing 2 (US Navy) Marine Corps Base Hawaii (MCBH), formerly Marine Corps Air Station Kaneohe Bay and originally Naval Air Station Kaneohe Bay, is a U.S. Marine Corps facility and air station located on the Mokapu Peninsula of windward O'ahu in the City & County of Honolulu. For census purposes, the area is demarcated as the Kaneohe Station census-designated place, with a population at the 2010 Census of 9,517. Marine Corps Base Hawaii, Kaneohe Bay, is home to Marines, sailors, their family members and civilian employees. The United States Marine Corps operates a 7,800-foot (2,400 m) runway at the base.MCBH is home for the 3rd Marine Regiment, Marine Aircraft Group 24, Combat Logistics Battalion 3 (CLB-3) 3rd Radio Battalion, and the Navy's Patrol and Reconnaissance Wing 2.The base lies between the two largest windward O'ahu communities of Kailua and Kane'ohe, and the main gate is reached at the eastern end of Interstate H-3. The main access to the base is by either H-3 or by Mokapu Road. MCB Hawaii is located on the windward side of Oahu, approximately 12 miles (19 km) northeast of Honolulu. Marine Corps Base Hawaii occupies the entire Mokapu Peninsula, of 2,951 acres (11.94 km2). Two areas of the base are classified conservation land which includes the Ulupau Crater area (northeast peninsula) and the Nuupia Pond area (at the Mokapu Road).

 

Ma?ili is a census-designated place (CDP) in the Wai?anae District on the island of O?ahu, City & County of Honolulu, Hawai?i, United States. In Hawaiian, ma?ili means ""pebbly"", referring to rounded stones at the shore. As of the 2010 Census, the CDP population was 9,488.

 

Aiea (Hawaiian: ?Aiea) is a census-designated place (CDP) located in the City and County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a total population of 9,338.

 

Waimea is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 7,028 at the 2000 census and 9, 212 at the 2010 census. Since each U.S. state cannot have more than one post office of the same name and there are many 'Waimeas' on the islands of Hawai?i, the official US Post Office name for Waimea is Kamuela.Waimea is the largest town in the interior of the Big Island, and is the center for ranching activities and paniolo culture. The Parker Ranch in and around Waimea is the largest privately owned cattle ranch in the US, and the annual Fourth of July rodeo is a major event.Waimea is also home to the headquarters of two astronomical observatories located on Mauna Kea, the W. M. Keck Observatory and the Canada-France-Hawaii Telescope.

 

Ahuimanu is a census-designated place (CDP) in the City & County of Honolulu, Hawaii, United States, on the island of Oahu. In Hawaiian ?ahui-manu means ""cluster of birds"".Ahuimanu is spread out beneath the steep windward pali (cliff face) of the Koolau mountain and separated by a low ridge from Heeia Kea. Thus, this area is mostly inland and not directly on Kaneohe Bay. However, one neighborhood spreads over the ridge and along Kamehameha Highway where there is private access to the bay shore. Proximity to the pali gives the place a generally wet climate. As of the 2010 Census, this largely residential area had a population of 8,810. A small commercial mall is located here across the highway from the Valley of the Temples Memorial Park, a large cemetery noted for its Byodo-In Temple.The U.S. postal code for Ahuimanu is 96744.

 

Holualoa is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 6,107 at the 2000 census.

 

Ocean Pointe is a housing development and a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i about fifteen miles (24 km) from Honolulu. As of the 2010 Census, the CDP had a total population of 8,361.This general area was previously known just as ?Ewa. In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the Island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill, in ?Ewa was a major employer that set up residential villages. Sugar cane is no longer grown on the ?Ewa Plain and Ocean Pointe is now part of O?ahu's new suburban growth center�an area of substantial sprawl spreading unbroken to the south to ?Ewa Beach, north to Honouliuli, and west to Kalaeloa and Kapolei. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.

 

Makaha is a census-designated place (CDP) in Honolulu County, Hawai?i, United States. The population was 8,278 at the 2010 census.

 

Pukalani is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,574 at the 2010 census. The general volcano-slope region, including nearby Makawao and Kula, is referred to as upcountry by locals, and is one of the four major population centers on Maui, the other three being Kahului, Lahaina and Kihei, all of which are at sea level.

 

Napili-Honokowai is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,261 at the 2010 census.

 

Makawao is a census-designated place (CDP) in Maui County, Hawai?i, United States. The population was 7,184 at the 2010 census. Located on the rural northwest slope of Haleakala on East Maui, the community is known for being the hub of the ""Upcountry"", a part of the island dominated by mostly agriculture and ranch land.

 

Hickam Housing is a census-designated place comprising part of Joint Base Pearl Harbor-Hickam in the City & County of Honolulu, Hawaii, United States. The population was 6,920 at the 2010 census. The CDP occupies the area that was formerly the U.S. Air Force Hickam Field.

 

Lihue or Lihu?e is a census-designated place (CDP) and the county seat of Kauai County, Hawaii. Lihue (pronounced [li?'hu?e]) is the second largest town on the Hawaiian island of Kaua?i after Kapa?a. As of the 2010 Census, the CDP had a total population of 6,455.

 

Kula is a district of Maui, Hawaii, that stretches across the ""up-country"", the western-facing slopes of Haleakala, from Makawao to Ulupalakua. Most of the residential areas lie between about 500 to 1,100 m (1,800 ft to 3,700 ft) in elevation. The district has traditionally been where full-time residents prefer to live, as distinct from the generally hotter and busier, more tourism-oriented towns near sea level, such as Kihei and Lahaina.

 

Waikoloa Village is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 4,806 at the 2000 census. An alternate name for the community is Waikoloa, which is used by the local post office.

 

Laie is a census-designated place (CDP) located in the Koolauloa District on the island of Oahu in Honolulu County, Hawaii, United States. In Hawaiian, la?ie means ""?ie leaf"" (?ie?ie is a climbing screwpine: Freycinetia arborea). The population was 6,138 at the 2010 census.

 

Ewa Villages is a census-designated place (CDP) located in the ?Ewa District and the City & County of Honolulu on the leeward side of O?ahu in Hawai?i some 20 miles (32 km) from downtown Honolulu. As of the 2010 census, the CDP had a population of 6,108.This area was previously known as ?Ewa (in Hawaiian, ?ewa means ""crooked""). In the late 19th century to early 20th century, ?Ewa was one of the large population centers on the island of O?ahu, with industry focused around sugar cane production. The ?Ewa Mill was a major employer that set up residential villages within ?Ewa (from which the modern name arose). Sugar cane is no longer grown on the ?Ewa Plain and ?Ewa is now one of O?ahu's suburban growth centers�an area of substantial sprawl spreading unbroken to ?Ewa Gentry and ?Ewa Beach on the south, Kalaeloa on the southwest, and Kapolei on the west. This area is now referred to as O?ahu's Second City, with a city center (downtown) located in Kapolei.Honouliuli is a former village and now a place name for the north end of ?Ewa, lying along Honouliuli Stream between ?Ewa Villages and Waipahu.The U.S. postal code for ?Ewa is 96706, the same as for ?Ewa Beach.

 

Wailea is a census-designated place (CDP) in Maui County, Hawai?i, United States. As of the 2010 census, it had a population of 5,938. Prior to 2010, the area was part of the Wailea-Makena census-designated place.

 

Waimanalo is a census-designated place (CDP) in the City & County of Honolulu, in the District of Ko?olaupoko on the island of O?ahu, Hawaii, United States. This small windward community is located near the eastern end of the island. In the Hawaiian language Waimanalo means ""potable water""; it is so named for the many brackish ponds in the area that were used for irrigation. As of the 2010 Census, the CDP had a population of 5,451.Waimanalo is close to, but somewhat separate from, the neighborhood of Waimanalo Beach. Waimanalo has a small commercial center along Kalaniana?ole Highway, but is separated from the shoreline and Waimanalo Beach (the longest stretch of sandy shoreline on O?ahu) by Bellows Air Force Station. Waimanalo is noteworthy for its local flavor and large agricultural lots in the valley that extend back towards the Ko?olau from the center of town. Numerous plant nurseries are found in this area. There are no hotels in Waimanalo.Waimanalo is the site of Sea Life Park, located near Hawai?i Kai on Kalanianaole Highway. The U.S. postal code for Waimanalo is 96795.

 

He?eia is a census-designated place comprising several neighborhoods located in the City & County of Honolulu and the Ko?olaupoko District on the island of O?ahu north of Kane?ohe. In Hawaiian the words he?e ?ia mean ""washed away"", alluding to a victory achieved by the populace against others from leeward O?ahu, aided by a tsunami that washed the combatants off the shore.[citation needed]He?eia includes Ha?iku Valley and He?eia Kea. The population was 4,963 at the 2010 census. The area is almost entirely one of homes and apartments. Parts of He?eia lie along Kane?ohe Bay, but public access is non-existent owing to private ownership of the property behind the shore.Notable in the He?eia area are:Ha?iku Valley, a former United States Coast Guard radio transmitter site with the Stairway to Heaven hiking trailHe?eia Fishpond,"

"

here, and the shore of the bay is surrounded by Hale?iwa Beach Park (north side) and Hale?iwa Ali?i Beach Park (south side). Further west from the center of town is Kaiaka State Recreation Area on Kiaka Point beside Kaiaka Bay. As of the 2010 census, the CDP had a population of 3,970. It is the largest commercial center on the North Shore of the island. Its old plantation town character is preserved in many of the buildings, making this a popular destination for tourists and residents alike, visiting surfing and diving sites along the north shore.The U.S. postal code for Hale?iwa, including Kawailoa, is 96712.

 

Waialua is a census-designated place and North Shore community in the Waialua District on the island of O?ahu, City & County of Honolulu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 3,860.Waialua was one of the six original districts of ancient Hawaii on the island, known as moku. Waialua is a former (sugar) mill town and residential area, quite different in its quiet ambiance from nearby Hale?iwa, which is more commercial and tourist oriented. The Waialua Sugar Mill is the center of this town and the historical base of its plantation history.The U.S. postal code for Waialua is 96791.

 

Kahaluu-Keauhou is a census-designated place (CDP) in Hawai�i County, Hawai�i, United States. The population was 2,414 at the 2000 census.

 

Kekaha (literally, ""the place"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 3,175 at the 2000 census.

 

Captain Cook is a census-designated place (CDP) in Hawai?i County, Hawai?i, in the United States located in the District of South Kona. The community, which is actually located in the land division of Kealakekua, is so named because the post office for the area was located in the Captain Cook Coffee Co. during the early 1900s. As of the 2000 census, the CDP population was 3,206. The population increased by 7.0% to 3,429 at the 2010 census.

 

Kaunakakai is a census-designated place (CDP) in Maui County, Hawai?i, United States. It is the largest town on the island of Moloka?i. The population was 3,425 at the 2010 census. It is ""twinned"" with Embo in Scotland. The town was made famous in the 1930s by the song ""The Cockeyed Mayor of Kaunakakai"", beginning an ongoing tradition of designating an honorary mayor for the town.

 

Iroquois Point is a census-designated place (CDP) in Honolulu County, Hawaii, United States, on the island of Oahu near Pearl Harbor. The population was 3,374 at the 2010 census. ""Iroquois Point"" refers to the geographic land area that is occupied by the Waterfront at Pu'uloa (known as ""Iroquois Point Island Club"" prior to 2008), a firing range, a Navy Exchange shoppette and gas station, and Iroquois Point Elementary School. Once primarily used as a military housing community, it is now privately operated.

 

Lanai City is a census-designated place (CDP) on the island of Lanai, in Maui County, Hawaii, United States. The population was 3,102 at the 2010 census. Because of the island of Lanai's small population, Lanai City functions as the island's main commerce and business area. Many of the island's restaurants and shops can be found in the town square that surrounds Dole Park.In April 2009, Lanai City was named one of the most endangered historic sites in the U.S. It is home to an intact plantation town, something not found on any of the other Hawaiian Islands, dating back to the early 1920s. This historic district is threatened by commercial development, which would involve the demolition of a number of historic buildings.Lanai City is served by Lanai Airport (LNY).

 

Puhi (literally, ""blow"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,186 at the 2000 census.

 

Hawaiian Acres is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States located in the District of Puna. The population was 1,776 at the 2000 census.

 

Pa?ia (pah-ee-ah) is a census-designated place (CDP) in Maui County, Hawai?i, on the northern coast of the island of Maui. The population was 2,668 at the 2010 census. Pa?ia is home to several restaurants, art galleries, surf shops and other tourist-oriented businesses.Pa?ia is the last town on the Hana highway when heading eastbound towards Hana.Paia is located close to many internationally known windsurfing spots including Ho'okipa and Spreckelsville. It is therefore sometimes called ""The World Capital of Windsurfing"".[]

 

Hanapepe (literally, ""crushed bay"" in Hawaiian due to landslides in the area) is a census-designated place (CDP) in Kauai County, Hawaii, United States. The population was 2,153 at the 2000 census.

 

Kahuku is a census-designated place (CDP) in the Ko?olauloa District on the island of Oahu, County of Honolulu, Hawaii, United States. In the Hawaiian language, ka huku means ""the projection"", presumably a reference to Kahuku Point nearby, the northernmost point of land on the island of Oahu. As of the 2010 Census, Kahuku had a population of 2,614.

 

Volcano is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna with a small portion of the CDP in the District of Ka?u. The population was 2,575 at the 2010 census.

 

Honaunau-Napoopoo (also spelled Honaunau-Napo?opo?o) is a census-designated place (CDP) in Hawaii County, Hawaii, United States. The population was 2,414 at the 2000 census.

 

Honalo is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,987 at the 2000 census.

 

?Ele?ele (literally, ""black"" or ""black water"" in Hawaiian) is a census-designated place (CDP) on the island of Kaua?i in Kaua?i County, Hawai?i, United States, with the ZIP code of 96705. The population was 2,040 at the 2000 census.

 

Lawa?i is a census-designated place (CDP) in Kaua?i County in the U.S. state of Hawai?i. The population was 1,984 at the 2000 census.

 

Honokaa is a census-designated place (CDP) in the Hamakua District of Hawaii County, Hawaii, United States. The population was 2,233 at the 2000 census.

 

Keaau (also written as Kea?au) is a census-designated place (CDP) in Hawaii County, Hawaii, United States located in the District of Puna. The population was 2,010 at the 2000 census. The population increased by 12.1% to 2,253 at the 2010 census.

 

Anahola (literally ""deadly winds"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,932 at the 2000 census.

 

Princeville is a census-designated place (CDP) on the north shore of the island of Kauai in Kauai County, Hawaii. The population was 1,698 in the 2000 census.

 

Koloa is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,942 at the 2000 census. Koloa is often incorrectly translated as native duck, which is the correct translation for the similar-looking koloa (without the macron). Koloa has no known translation. According to one account, the district Koloa was named for a steep rock called Pali-o-ko-loa which was found in 'Waikomo' stream. The first successful sugar plantation in the Islands was started here in 1835. It became a part of Grove Farm in 1948.

 

Maunawili is a residential census-designated place (CDP) in the City & County of Honolulu, Ko?olaupoko District, Island of O?ahu, Hawaii, United States. As of the 2010 Census, the CDP had a population of 2,040. Situated mauka (inland or mountain side) of Kalaniana?ole Highway between Castle Junction and Castle Hospital, Maunawili is nearly all private homes, schools, and a few churches; horse stables complete the rural setting. There are no commercial establishments. However, residents are only minutes (by car or bus) from Kailua. Maunawili Falls is a popular hiking destination.Maunawili Valley extends behind the prominent windward peak known as Olomana. The residential developments extend only part way back into the valley, which is quite large and fairly wet, supporting limited agriculture (mostly banana growing) behind the housing. Water from the numerous streams is diverted by a ditch to much drier Waimanalo to support agricultural activities there.A golf course and agricultural research station (HSPA) are located in the valley. An attraction of increasing popularity is the Maunawili Demonstration Trail, a state-maintained trail that traverses the breadth of upper Maunawili Valley from the Pali Highway (access at the ""Horseshoe Curve"") to Waimanalo. A connecting side trail (Maunawili Falls Trail) is accessible from the neighborhood in upper Maunawili.The U.S. postal code for Maunawili is the same as for Kailua: 96734.

 

Kualapu?u is a census-designated place (CDP) on the island of Molokai in Maui County, Hawai?i, United States. The population was 2,027 at the 2010 census. Kualapu?u can be literally translated as ""hill overturned"", but is thought to be a corruption of Pu?u?uala: ""sweet potato hill"". The present settlement is a former pineapple cannery village once associated with Foods.

 

Kealakekua is a census-designated place (CDP) in Hawai?i County, Hawai?i, United States. The population was 1,645 at the 2000 census.It was the subject of the 1933 popular song, ""My Little Grass Shack in Kealakekua, Hawaii"" by Bill Cogswell, Tommy Harrison and Johnny Noble which became a Hawaiian Music standard.See also: Kealakekua Bay, where the British explorer Capt. James Cook was killed.

 

Waimea (literally, ""red water"" in Hawaiian) is a census-designated place (CDP) in Kaua?i County, Hawai?i, United States. The population was 1,787 at the 2000 census. The first Europeans to reach Hawaii landed in Waimea in 1778 (giving rise to Kauai's cheeky slogan: ""Hawaii's Original Visitor Destination"").

 

Ko Olina Resort is a 642-acre (260 ha) master-planned vacation and residential community on the leeward coast of Oahu, 17 miles (27 km) northwest of Honolulu. Ko Olina has 2 miles (3.2 km) of coastal frontage and includes three natural and four man-made lagoons with white-sand beaches. It is home to three hotel and vacation-club resorts: Aulani, a Disney Resort & Spa; the Ihilani Resort & Spa, and Marriott's Ko Olina Beach Club, as well as several resort condominiums and villa homes.The resort includes Ko Olina Golf Club and Ko Olina Marina, as well as shopping and dining at Ko Olina Station and Ko Olina Center. Watabe Wedding manages four wedding chapels on the resort property.Major events hosted at Ko Olina Resort include the LPGA Lotte Championship, Ko Olina New Year's Lagoon Fireworks Spectacular, and the finale of the Hawaii Food & Wine Festival.

 

"

Hawaii

 

Your Company may become aware of freight factoring but you may mistake exactly what it is or more notably what it might do for your business. Freight Factoring likewise referred to as accounts receivable financing is a form of asset based lending that will increase a business' short-term cash flow. It is not a loan; no debt obligation is assumed by Trucking Factoring ,and the money is unrestricted. Account Receivables Financing Companies in Invoice Discounting Company Hawaii Factoring Company at Staffingresource.org- providing financing receivable services hawaii-factoring-company

Staffingresource.org-Hawaii Factoring Company

Honolulu

Hawaii

Account Receivables Financing Companies

There's honestly nothing at all to be worried about when it comes to working with a Factoring company-- they usually are not like a financial institution or any individual who is going to leave you with a substantial mass of liability to repay. You give them authentic invoices from job you have already wrapped up , you are just accelerating the repayment system.

 

 

Discountfactor.Org

Truck Driver Factoring

This is especially correct of truck companies. They have the tendency to handle great deals of statements which means a huge amount of collection period concerns business owner themselves. Attempting to get paid out in time can eventually become an unbelievable inconvenience and this is exactly why you employ trucking factoring providers who are happy to help out truckers exclusively.

 

 



Accountsreceivableloans.Org

 

The history of Hawaii can be traced through a succession of dominant industries: sandalwood,[91] whaling,[92] sugarcane (see Sugar plantations in Hawaii), pineapple, military, tourism, and education. Since statehood in 1959, tourism has been the largest industry, contributing 24.3% of the Gross State Product (GSP) in 1997, despite efforts to diversify. The gross output for the state in 2003 was US$47�billion; per capita income for Hawaii residents was US$30,441. Hawaiian exports include food and apparel. These industries play a small role in the Hawaiian economy, however, due to the considerable shipping distance to viable markets, such as the West Coast of the United States. Food exports include coffee (see coffee production in Hawaii), macadamia nuts, pineapple, livestock, and sugarcane. Agricultural sales for 2002, according to the Hawaii Agricultural Statistics Service, were US$370.9 million from diversified agriculture, US$100.6 million from pineapple, and US$64.3 million from sugarcane. In 2009, the United States military spent $12.2 billion in Hawaii, accounting for 18% of spending in the state for that year. 75,000 United States Department of Defense personnel reside in Hawaii

 

Factoring Trucking Receivables

There's honestly nothing at all to be worried about when it comes to working with a Factoring company-- they usually are not like a financial institution or any individual who is going to leave you with a substantial mass of liability to repay. You give them authentic invoices from job you have already wrapped up , you are just accelerating the repayment system.

 

 



Accountsreceivableloans.Org

 

 

 

Factoring Loan

 

Factoring Loan

 

At one time or another, every company, even successful ones, have experienced poor money flow.

Cash flow does not have to be an issue any more. Do not be deceived -- banks are not the only places you can get funding. Other options are offered and you do not have to borrow money. What is trucking factoring ? One solution is called trucking factoring. Trucking Factoring is the procedure of offering accounts receivable to an investor rather than waiting to collect the money from the customer. Oh, the Irony- Truck factoring has an ironic distinction: It is the financial backbone of numerous of America's most effective businesses. Why is this paradoxical ? Since receivable financing is not instructed in business colleges, is rarely discussed in business strategies and is fairly unidentified to bulk of most of American business people.

Yet it is a monetary process that frees billions of dollars every year, allowing countless companies to grow and prosper. Receivable Funding has actually been around for thousands of years. FACTORING Businesses are financiers who pay money for the right to get the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your client has actually to pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business deals, a large percentage of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all utilize a type of factoring in their retail deals. Utilizing the purest definition of the word, these large customer finance companies are really just big Commercial Factoring Companies of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The shop gets paid practically instantly, even though you do not make payment until you are prepared.

For this service, the charge card business charges Sears a fee (typical common normal charges range from 2 to 4 percent of the sale). The Advantages Invoice Factoring can provide numerous benefits to cash-hungry companies. Instead of waiting 30, 60, 90 days or longer for payment on an item that has actually already been delivered, a company can factor (sell) its receivables for money at a small price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are simply a few of the business needs that can be satisfied with instant  cash.

Trucking Factoring offers the means for a manufacturer to renew stock and make more items to offer: There is no longer a need to wait for earlier sales to be paid. FACTORING is not just a cash management device for manufacturers: Practically any kind business can take advantage of Trucking Factoring. Typically, a company that extends credit will have 10 to 20 percent of its annual sales tied up in accounts receivable at any given time. Think for a moment about how much is bound in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a customer s invoice, but you can sell that invoice for the money to satisfy those obligations. Using trucking factoring companies is a fast and simple process. The factoring company buys the invoice at a discount, usually a few percentage points less than the face value of the invoice.

Trucking Factoring Companies-Factoringfortrucking.Com

 

Hawaii Factoring Company

Please call our
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The American Trucking Association
specifies that there around
195,000 work with truck
firms and
300,000 private service providers trucking
firms accredited to
run in the States that transferred,
according to their latest searchings for billions of
items, supplies and
fundamental materials .
There are several usual
providers either going solo or in
teams on our country
roads carrying these
crucial products to our
stores, manufacturing facilities and shipping ports.

Furthermore  freight factoring
companies support
countless of them and offer their
factoring services
nationwide comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Hawaii Factoring Company

 

View Our Factoring YouTube Video For More Information

 

Receivable loan company Calculator
This calculator will show you how much you will make by using our receivable loan company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivable loan company
Enter the principal balance of your receivable loan company
(call your receivable loan company lender and ask for the current payoff amount):
Enter the amount of your monthly receivable loan company payment:
(invoice amount):
Enter the your receivable loan company's current interest rate:

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

 

 

View Our Trucking Factoring Companies Videos For More Information

 

 

http://medibanker.com

 

 

Factoring Companies Reviews at Medibanker.Com

 

 

 

67 Reasons Why It Would Have Paid You To..

 

"

�So It is not a loan?� asked Jerome Turner, reclining back into his chair and crossing his legs. The woman sitting across the desk from Jerome smiled at him, shaking her head.�No, not exactly,� she said.Jerome Turner owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Shane. His company was called Alvarez Trucking, named after both of his grandfathers, Ernest and Julian. Both of these men had been very hardworking and had set a great example for Shane.Six months ago disaster struck Shane's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of Shane's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Jerome had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Jerome was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Jerome knew she was employed by a Factoring company and that her name was Anna. Jerome had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Anna explained. �It�s not a loan, we purchase your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Jerome agreed. It sounded good to him, almost too good.Anna laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Anna nodded. �We get that a lot. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Anna with a smile. �Let�s see what we can do to help you.�And right there and then they created a business profile. Jerome filled the form out, with Anna available to help him if he needed it. The profile filled Anna and her company in on Shane�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Jerome filled out his form, Anna was pretty sure he was a perfect candidate for factoring.Anna took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Shane's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Jerome walked her to the door, and then returned to his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Anna and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Jerome couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Alvarez Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was nearing fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Shane's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Freight Factoring Rates -Articles

Factoring Companies Reviews at Medibanker.Com

 

 

 

Truck Driver Factoring

 

"

Since the mid 1980s Allen Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Allen Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Allen had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Timothy Stanley, CEO of Allen felt a chill go down his spine whenever he would look at the weekly A/R reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Allen money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.This current state-of-affairs was causing Timothy Stanley to have some very restless nights. Timothy was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. After work he would confide in his wife, Shirley, and neither were unable to stop the constant worry over the lack of funds.""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Timothy would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Timothy said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Shirley would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Timothy knew very well that Shirley was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Timothy strolled into his office and was determined to sit down and make every phone call to every client who had owed Allen money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. Wasting money, wasting time - even with the best of intentions, Timothy knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Ginaerley knocked at his door.

 

""Timothy, can I have a word?"" she queried, standing in the doorway.

 

""Sure thing Gina, come on in."" Timothy leaned back in his chair and looked expectantly at Ginaerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Timothy."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" she asked.""It sounds vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Timothy interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""Timothy replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. We come to an agreement and the funding starts pouring out.�Leaning forward, Timothy studied the documents very closely.""I do not know, Gina - it just sounds too good to be true"", Timothy said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Timothy,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Timothy.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Timothy said.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Timothy took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Allen. Timothy wasn't prepared to lose these relationships just because they were having financial issues at the moment. Timothy knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Gina, and thankyou."" Gina nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Timothy keep the shirt on his back, and possibly hers too.Timothy stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Allen Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Timothy was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Steve about this,"" Timothy muttered to himself.Steve is Timothy's son-in-law, and he really admired the ideas behind Allen, so much so that only two years before he had started his own transportation service business. Timothy knew then what struggles Steve would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Allen was struggling then the little guys, like Steve, were going to be in even more trouble.

 

But, maybe the answer for both of them was in freight factoring, and Timothy was going to find out very soon.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Timothy found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Timothy looked back on the dismal months of life before freight factoring and almost shuddered at the thought. If Timothy hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Trucking Invoice Factoring Companies

 

The reason why Trucking Corporations Work with Factoring Companies.

 

As the owner of your own establishment, you may well be much more than conscious already of the hardship in making sure that capital issues do not become a problem down the line. After all, the toughest thing that can potentially transpire for your enterprise is to find yourself dragged in a long and challenging condition that leaves you forever searching for the finances you need to have on an recurring basis.

 

For virtually any firm in this scenario, the concern can come for waiting for work to clear up and actually be settled into your account. Invoices, checks, and the like can take a while to actually to be taken care of which could leave you with temporary capital dilemmas. The good news is, there are opportunities out there for businesses to consider-- and one of these is factoring companies.

 

Factoring agencies will, in trade for your bill of sales, supply you with the resources asap in order that you do not need to stress over the waiting time frame which could make paying the expenses and acquiring toolsmore tough. With this sort of system, invoice factoring can come to be extraordinarily beneficial for countless businesses who ought to avoid a money lure which they have found themselves in.

 

For the reason that, depending on the volume of the work, it can take up to 60 days for many business enterprises to get paid out then it is important to take care of your own back and definitely not leave yourself money short to pay the expenses. After all, how many business enterprises possess two months income just lying there to address all their bills until they earn?

 

This is specifically true of trucking firms. They have the tendency to take care of bunches of invoices which means a notable quantity of collection period entails business owner themselves. Trying to get paid off promptly can develop into an unbelievable difficulty and this is precisely why you utilize trucking factoring firms who are thrilled to help out truckers specifically.

 

As most of us recognize, trucking is an remarkably huge market with a lot of companies out there employing hundreds of vehicle drivers. However, numerous of these drivers land up in income issues because they are still anticipating work from six weeks in the past to actually compensate them. When this is the case for a trucking organization, choosing factoring agencies for reinforcement could be the very best option left.

 

This indicates that a truck company can compensate the salaries of the personnel, keep all the cars refilled with gas and continue to go up, evolve and expand without constantly waiting for the money which is taking too long to come in. Trucking Businesses running without a factoring system established are leaving themselves at notable hazard, as rivals cash out fast and carry on to expand.

 

There's genuinely almost nothing to be troubled about when it comes to employing a Factoring agency-- they usually are not like a banking company or someone who is going to leave you with a massive pile of personal debt to repay. You give them legitimate invoices from work you have already wrapped up , you are only speeding up the payment system.

 

In the Usa, where trucking agencies thrive, factoring providers are not considered taking on loan in any capacity. This private agreement then makes it possible for both groups to benefit and indulge in a good future-- it gives the factoring firm a secured asset of earnings to put into the list and it supplies the trucking firm the required funds that they sweated to obtain.

 

The trucking company gives their accounts to the factoring enterprise. The trucking factoring business then acquire the payment amounts from the trucking company's customers. Factoring has been all around for hundreds of years and has been used for several years by a lot of various industries-- but none exceeding so than truckers. While you may lose out on a small part of the money, something like 1-3 % depending upon who you collaborate with, it implies that you are receiving the resources today and can actually start off setting the money to perform.

 

After all, an IOU or an invoice is certainly not going to fund costs, is it? For trucking agencies when the money can be very good one day and gone the next, it is up to the drivers to work sensibly and to ensure they are leaving themselves with a significant quantity of time and money to get through the week up until they are compensated once more.

 

So the next time your trucking company is having some temporary capital issues and you are spending a bit too much time chasing sluggish paying customers, why not start looking at employing a factoring businesses as a means to get your money and give yourself a more worry-free future in the eyes of your trucking staff and your bank balance?

 

 

 

 

 

 

 

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Transportation Invoice Factoring

 

Factoring in the Future of a Trucking Business: A Story Francisco Holmes let the phone ring on his desk. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Holmes Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Francisco's father had started this business working as an owner-operator and eventually growing Holmes Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Francisco�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Francisco's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Holmes Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Holmes Trucking looked weak in a very strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Francisco chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Francisco believed a successful man is always thinking of his next step. What would be the next step for Holmes Trucking? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Francisco to do his homework. Francisco had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Francisco because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Holmes Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Francisco stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Francisco could actually expand Holmes Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

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Date Published- 2014- 09-20 Best Trucking Factoring Company

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Factoring Companies Reviews at Medibanker.Com

 

 

 

 

 

More Transportation Invoice Factoring -Articles

 

 

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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